The Home Buying Process
Congratulations! You've made the decision to buy a new home! Whether you are a first-time or a repeat homebuyer, start with what you are looking for in your new home and/or community. Begin by making a list of the minimum requirements for your new home/community along with a "wish list". Minimum requirements are things that a house must have for you to consider it, while a "wish list" covers the things that you'd like to have but aren't essential.
Once you've made your list, contact your agent, Yvonne Beal, to begin the home-buying process. Be assured that your choice to use Yvonne Beal as your Realtor will be a good one. In Yvonne, you will find a professionally trained, experienced agent to offer you agency representation and full brokerage services.
Since the demand for housing is high Yvonne can put you in contact with a Mortgage broker so you can be pre-approved for a mortgage even before starting the house-hunting process. Although the pre-approval is not a final loan commitment, the pre-approval letter will demonstrate your financial strength and ability to go through with the purchase when you are ready to make an offer.
Yvonne can also provide detailed information on almost any property currently listed for sale. This includes Chapel Ridge and The Legacy at Jordan Lake listings, as well as all other real estate broker listings on the Multiple Listing Service. In addition, she can also provide information on homes that you see advertised for sale in the newspaper or online. This also includes information on properties that are advertised "For Sale by Owner." Yvonne Beal is the only resource you'll need to find the right home, whether you wish to buy new from a builder or look at resale properties - she's there to help you every step of the way.
The next step…you've found a home and you're ready to make an offer!
The initial step will be to instruct your agent, Yvonne Beal, to make an offer on your behalf. Typically you will provide your sales associate with the following information for them to relay to the seller's associate via the paperwork required in their marketplace.
You have an Acceptable Offer! Yvonne will then review with you the next steps and the deadlines that must be adhered to at this stage. Timing is critical and Yvonne will make every effort to ensure that you are kept informed and up-to-date. Remember, your sales associate is there to make this transaction go smoothly and with as little stress on you as possible!
Between Contract and Closing
We are able to assist you with the services you need before, during and after your move.Throughout the transaction, you will need to closely monitor the progress of your mortgage and any other contingencies to make certain that all deadlines are met, or extensions are requested as necessary. On the day of closing, you will have a "final walkthrough" with Yvonne to make certain that the house is left in "broom clean" condition and has been thoroughly vacated.
What to expect at the closing
The closing is a formal process where all parties sign all of the necessary paperwork, needed to complete the transactio.n Title to the property is transferred from Seller to you. The Seller receives payment for the home, and you receive the house keys!!! From the amount credited to the Seller, the title representative subtracts the funds to pay off the existing mortgage and other transaction costs. Deeds, loan papers, and other documents are prepared, signed and ultimately filed with local property record office.
After the closing
At closing and beyond, we are here to assist you with all the details as you move into your new home! In addition, Yvonne Beal keeps in regular contact with her clients to be sure they are happy with their new home and to discuss any future real estate investments or market changes. Yvonne provides full real estate services - from initial contact through and beyond closing - that's what she and East Bridge Realty are known for!
Once you've made your list, contact your agent, Yvonne Beal, to begin the home-buying process. Be assured that your choice to use Yvonne Beal as your Realtor will be a good one. In Yvonne, you will find a professionally trained, experienced agent to offer you agency representation and full brokerage services.
Since the demand for housing is high Yvonne can put you in contact with a Mortgage broker so you can be pre-approved for a mortgage even before starting the house-hunting process. Although the pre-approval is not a final loan commitment, the pre-approval letter will demonstrate your financial strength and ability to go through with the purchase when you are ready to make an offer.
Yvonne can also provide detailed information on almost any property currently listed for sale. This includes Chapel Ridge and The Legacy at Jordan Lake listings, as well as all other real estate broker listings on the Multiple Listing Service. In addition, she can also provide information on homes that you see advertised for sale in the newspaper or online. This also includes information on properties that are advertised "For Sale by Owner." Yvonne Beal is the only resource you'll need to find the right home, whether you wish to buy new from a builder or look at resale properties - she's there to help you every step of the way.
The next step…you've found a home and you're ready to make an offer!
The initial step will be to instruct your agent, Yvonne Beal, to make an offer on your behalf. Typically you will provide your sales associate with the following information for them to relay to the seller's associate via the paperwork required in their marketplace.
- The amount you are willing to pay
- Mortgage amount
- Closing and occupancy dates
- Contingencies, such as obtaining a mortgage, building inspections and pest inspections to include where appropriate (but not limited to): termite, pest, radon, water potability, well, lead, septic, oil tank, etc.
- Any personal property specifically included or excluded
You have an Acceptable Offer! Yvonne will then review with you the next steps and the deadlines that must be adhered to at this stage. Timing is critical and Yvonne will make every effort to ensure that you are kept informed and up-to-date. Remember, your sales associate is there to make this transaction go smoothly and with as little stress on you as possible!
Between Contract and Closing
We are able to assist you with the services you need before, during and after your move.Throughout the transaction, you will need to closely monitor the progress of your mortgage and any other contingencies to make certain that all deadlines are met, or extensions are requested as necessary. On the day of closing, you will have a "final walkthrough" with Yvonne to make certain that the house is left in "broom clean" condition and has been thoroughly vacated.
What to expect at the closing
The closing is a formal process where all parties sign all of the necessary paperwork, needed to complete the transactio.n Title to the property is transferred from Seller to you. The Seller receives payment for the home, and you receive the house keys!!! From the amount credited to the Seller, the title representative subtracts the funds to pay off the existing mortgage and other transaction costs. Deeds, loan papers, and other documents are prepared, signed and ultimately filed with local property record office.
After the closing
At closing and beyond, we are here to assist you with all the details as you move into your new home! In addition, Yvonne Beal keeps in regular contact with her clients to be sure they are happy with their new home and to discuss any future real estate investments or market changes. Yvonne provides full real estate services - from initial contact through and beyond closing - that's what she and East Bridge Realty are known for!
